I don’t want to say that money is tight, but wow, the expenses and bills just keep racking up! I have budgeted and scrimped and I can’t seem to save a dime.

Last week I even cut some coupons out of the newspaper and took them to the grocery store. I saved about $12 on the groceries that would have cost $62, and it only took about 10 minutes to sort through the coupons and cut them out. I might be onto to something with that.